Effective Date: May 21, 2026
By accessing or using this website, you agree to the following Terms & Conditions.
1. No Binding Coverage
Information submitted through this website does not:
Coverage is only effective upon written confirmation from the insurance carrier or authorized representative.
2. Agency Role Disclosure
The Garrett Agency is an independent insurance agency.
We act as an agent representing insurance carriers and do not directly underwrite insurance policies.
Policy terms, conditions, exclusions, and underwriting decisions are determined solely by the issuing carrier.
3. Consent to Communications
By providing contact information through our website or communication channels, you consent to receive:
Communications may include:
Consent is not a condition of purchase.
Message frequency may vary. Message and data rates may apply.
You may opt out of text messaging at any time by replying STOP.
4. Errors & Omissions Disclaimer
The Garrett Agency relies on information provided by applicants and insureds when procuring coverage.
Failure to provide accurate, complete, and timely information may impact coverage eligibility or claims.
Clients are responsible for:
We are not responsible for coverage gaps resulting from inaccurate or incomplete information.
5. No Legal or Financial Advice
Information provided on this website is for general informational purposes only and does not constitute:
Users should consult qualified professionals regarding their specific situations.
6. Intellectual Property
All website content, logos, branding, graphics, and materials are the property of The Garrett Agency and may not be reproduced without written permission.
7. Limitation of Liability
To the fullest extent permitted by law, The Garrett Agency shall not be liable for:
8. Third-Party Services
We may utilize third-party systems including:
We are not responsible for failures or outages involving third-party systems.
9. Governing Law
These Terms & Conditions shall be governed by the laws of the State of South Carolina.
Any disputes shall be resolved in the appropriate courts located within South Carolina.
10. Electronic Consent Agreement
By submitting information through this website, you consent to receive:
You may request paper copies by contacting:
Phone: 864.334.5610
Email:Jake@garrettagencyins.com
Website Disclaimer
The information on this website is provided for general informational purposes only and does not constitute an insurance binder, contract, or guarantee of coverage.
Submitting requests for:
does not bind coverage or confirm changes.
Insurance coverage is only effective upon written confirmation from the insurance carrier or authorized representative.
Policy descriptions are summaries only and may not include all exclusions, conditions, limitations, or endorsements.
Clients are responsible for reviewing issued policies carefully.
Cookie Notice
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By continuing to use this website, you consent to our use of cookies.